#savingmoney Instagram Photos & Videos

savingmoney - 549.8k posts

Top Posts

  • It’s okay!  I tell myself this everyday, even when it’s not true.  Can’t have everything our way, right? 🤷🏻‍♀️
  • It’s okay! I tell myself this everyday, even when it’s not true. Can’t have everything our way, right? 🤷🏻‍♀️
  • 913 10 21 March, 2019
  • I’m 20 years behind 😩 seriously feeling like I’m just getting my 20’s set up but I’m actually almost 40. #betterlatethannever
  • I’m 20 years behind 😩 seriously feeling like I’m just getting my 20’s set up but I’m actually almost 40. #betterlatethannever
  • 1,623 114 7 March, 2019
  • If you arent in our Facebook group “Yes We Coupon Community”
You should be !!! 🔥
  • If you arent in our Facebook group “Yes We Coupon Community”
    You should be !!! 🔥
  • 2,063 207 5 March, 2019

Latest Instagram Posts

  • Once you manage yourself, people figure out how hard it is to stay motivated and disciplined. Just because you work for yourself now, doesn’t mean you don’t work.
As always, good luck out there, and happy #savings
.
.
For more:
Follow➡️ @themoneymadereal
Visit ➡️ https://www.themoneymadereal.com
  • Once you manage yourself, people figure out how hard it is to stay motivated and disciplined. Just because you work for yourself now, doesn’t mean you don’t work.
    As always, good luck out there, and happy #savings
    .
    .
    For more:
    Follow➡️ @themoneymadereal
    Visit ➡️ https://www.themoneymadereal.com
  • 1 1 15 hours ago
  • Here are some steps to have in mind when trying to figure out what financial goals to work towards.
.
.
Although Dave Ramsey calls these baby steps these can be big leaps for most. The steps covered here are all important but you must go at your pace that fits your financial circumstances.
.
.
Don’t get discouraged, just get started!
.
.
.
Pay yourself first when you get paid and for retirement you can start with making sure you are contributing to your 401k if offered at your job. Try to contribute at least the percentage the company is matching.
.
.
.
If you qualify to contribute to a Roth IRA either on your own or with your employer make sure you contribute to that. This year the contribution for an individual Roth IRA is $6k from last years $5,500.
.
.
Saving for your children’s College you can do through 529 Plan, Mutual Funds, Savings, Life Insurance or any other financial product that makes you comfortable. You can contribute as little as $25 monthly to get something started.
.
.
Paying down your mortgage comes with you paying on your principal each month. If $100 month extra is what you have then pay it to your principal. We all do not have an extra mortgage payment each month to pay to the mortgage but something small will also add up over time.
.
.
The key here is to start with what you can. Be willing to sacrifice to get to your goals and don’t get discouraged if you fall of track. Just make sure you get back on track and keep your actions in alignment with your goals.
.
.
We all slip up and go off budget or don’t save what we planned at times or even most of the time. The thing is the part we do get done and the money we do save is still a step forward.
.
.
#lindsaysmiththeagent #emergencyfund #savingmoney #debtfreecommunity #retirement #collegefund #lifeinsurance #mindset #finance #keepgoing
  • Here are some steps to have in mind when trying to figure out what financial goals to work towards.
    .
    .
    Although Dave Ramsey calls these baby steps these can be big leaps for most. The steps covered here are all important but you must go at your pace that fits your financial circumstances.
    .
    .
    Don’t get discouraged, just get started!
    .
    .
    .
    Pay yourself first when you get paid and for retirement you can start with making sure you are contributing to your 401k if offered at your job. Try to contribute at least the percentage the company is matching.
    .
    .
    .
    If you qualify to contribute to a Roth IRA either on your own or with your employer make sure you contribute to that. This year the contribution for an individual Roth IRA is $6k from last years $5,500.
    .
    .
    Saving for your children’s College you can do through 529 Plan, Mutual Funds, Savings, Life Insurance or any other financial product that makes you comfortable. You can contribute as little as $25 monthly to get something started.
    .
    .
    Paying down your mortgage comes with you paying on your principal each month. If $100 month extra is what you have then pay it to your principal. We all do not have an extra mortgage payment each month to pay to the mortgage but something small will also add up over time.
    .
    .
    The key here is to start with what you can. Be willing to sacrifice to get to your goals and don’t get discouraged if you fall of track. Just make sure you get back on track and keep your actions in alignment with your goals.
    .
    .
    We all slip up and go off budget or don’t save what we planned at times or even most of the time. The thing is the part we do get done and the money we do save is still a step forward.
    .
    .
    #lindsaysmiththeagent #emergencyfund #savingmoney #debtfreecommunity #retirement #collegefund #lifeinsurance #mindset #finance #keepgoing
  • 7 0 15 hours ago
  • Kroger Free Friday coupon!! Download it today!!!
  • Kroger Free Friday coupon!! Download it today!!!
  • 1 1 15 hours ago
  • Yum, food 🌮!⁣
⁣.
The general budgeting rule for food expenses is 10-15% of your income. ⁣
⁣.
According to Stats Canada, the average Manitoban household spends ~$500/month at the grocery store and ~$200/month on restaurants. ⁣
⁣.
Eric and I average ~$350/month on groceries and then a few too many restaurant purchases on top of that putting us just over the average. We also use our PC points like crazy, usually to the tune of ~$10-20/week. ⁣
⁣.
Fun fact: not having a grocery list can increase your bill by 23%, because of all those fun unplanned purchases that catch your eye. I am SO guilty of this 😟. ⁣
⁣.
Take a look at your bills over the last few months - where does your spending end up? ⁣ ⁣
  • Yum, food 🌮!⁣
    ⁣.
    The general budgeting rule for food expenses is 10-15% of your income. ⁣
    ⁣.
    According to Stats Canada, the average Manitoban household spends ~$500/month at the grocery store and ~$200/month on restaurants. ⁣
    ⁣.
    Eric and I average ~$350/month on groceries and then a few too many restaurant purchases on top of that putting us just over the average. We also use our PC points like crazy, usually to the tune of ~$10-20/week. ⁣
    ⁣.
    Fun fact: not having a grocery list can increase your bill by 23%, because of all those fun unplanned purchases that catch your eye. I am SO guilty of this 😟. ⁣
    ⁣.
    Take a look at your bills over the last few months - where does your spending end up? ⁣ ⁣
  • 8 1 15 hours ago
  • I get by with a little help from my friends! 😂 Thank goodness it’s Friday, y’all. Im contemplating staying in my pajamas all day due to lack of sleep 😴 speaking of sleepwear, today on the blog we’ve got the Best Amazon pajamas for babies and kids under $20 that we hope you’ll love as much as we do! Happy shopping and hopefully, sleeping 🖤
  • I get by with a little help from my friends! 😂 Thank goodness it’s Friday, y’all. Im contemplating staying in my pajamas all day due to lack of sleep 😴 speaking of sleepwear, today on the blog we’ve got the Best Amazon pajamas for babies and kids under $20 that we hope you’ll love as much as we do! Happy shopping and hopefully, sleeping 🖤
  • 12 2 15 hours ago
  • I tracked our net worth for the first time in July 2017, and it was $194,481. We’ve come a long way since then! Check our my latest blog post for March’s Net Worth Update. Link in bio!
  • I tracked our net worth for the first time in July 2017, and it was $194,481. We’ve come a long way since then! Check our my latest blog post for March’s Net Worth Update. Link in bio!
  • 46 7 15 hours ago
  • ** Real Talk **
Today Brock & I were talking about all the “financial knowledge” we want to pass onto our kids. I talked about how I know I’ll need to ride a fine line between being “helpful” & being “overbearing” when our kids are old enough to make the own money decisions. One of the mistakes I don’t want our kids making is a CAR LOAN. This is a mistake Brock and I made in our younger years and although that loan is long gone (see ya!), it still haunts me. I used the @canstarblue Car Loans Repayments website to do this example for you. Say you were to take out a $20,000 car loan. Most young people would take it out over the maximum amount of years (7) because it would lower the weekly repayments. $76 dollars a week doesn’t seem like much right? Plus I’m driving a brand new shiny car. Now let’s look at the interest over the loan term. $7,553!!! What?! I don’t know about you, but I can think of a million BETTER things I could spend that on. The car doesn’t cost $20k, the true purchase cost is actually $27,553! Now I’m not saying all young people go out and get car loans, but I do think there isn’t enough “financial education” at school when it comes to loans (whether it be car/personal loans or even credit cards).
What financial knowledge do you want to pass onto your kids? •
👍💲👍💲👍💲👍💲👍💲👍💲👍💲👍
#frugal #frugalliving #frugalaussiemum #frugalmom #budget #budgeting #onabudget #savingmoney  #bargain #pennypincher #everydollarcounts #everypennycounts #savings  #whypayfullprice #moneysavingtips #onthecheap #wifelife #momlife #mumlife #sahm #livelikenooneelse #debtfreejourney #groceries #debtfreecommunity #ozdebtfreecommunity #frugallife
  • ** Real Talk **
    Today Brock & I were talking about all the “financial knowledge” we want to pass onto our kids. I talked about how I know I’ll need to ride a fine line between being “helpful” & being “overbearing” when our kids are old enough to make the own money decisions. One of the mistakes I don’t want our kids making is a CAR LOAN. This is a mistake Brock and I made in our younger years and although that loan is long gone (see ya!), it still haunts me. I used the @canstarblue Car Loans Repayments website to do this example for you. Say you were to take out a $20,000 car loan. Most young people would take it out over the maximum amount of years (7) because it would lower the weekly repayments. $76 dollars a week doesn’t seem like much right? Plus I’m driving a brand new shiny car. Now let’s look at the interest over the loan term. $7,553!!! What?! I don’t know about you, but I can think of a million BETTER things I could spend that on. The car doesn’t cost $20k, the true purchase cost is actually $27,553! Now I’m not saying all young people go out and get car loans, but I do think there isn’t enough “financial education” at school when it comes to loans (whether it be car/personal loans or even credit cards).
    What financial knowledge do you want to pass onto your kids? •
    👍💲👍💲👍💲👍💲👍💲👍💲👍💲👍
    #frugal #frugalliving #frugalaussiemum #frugalmom #budget #budgeting #onabudget #savingmoney #bargain #pennypincher #everydollarcounts #everypennycounts #savings #whypayfullprice #moneysavingtips #onthecheap #wifelife #momlife #mumlife #sahm #livelikenooneelse #debtfreejourney #groceries #debtfreecommunity #ozdebtfreecommunity #frugallife
  • 31 4 16 hours ago
  • Tired of ponying up money for the book fair every few months? Throw a book exchange party. Invite your child's friends over, and ask them (or their parents) to bring five books they want to trade. Then let the bargaining begin! It's the best way to refresh your collection without spending cash. Tip: Offer gift bags for toting home "new" books. #bookexchange #savingmoney #newtoyou #budgeting #kidsareexpensive
  • Tired of ponying up money for the book fair every few months? Throw a book exchange party. Invite your child's friends over, and ask them (or their parents) to bring five books they want to trade. Then let the bargaining begin! It's the best way to refresh your collection without spending cash. Tip: Offer gift bags for toting home "new" books. #bookexchange #savingmoney #newtoyou #budgeting #kidsareexpensive
  • 1 1 16 hours ago
  • This quarter’s mantra: “You can get the biggest Chanel bag in the store if you want it - but please don’t.” 👀😔🤷🏽‍♀️ #DripTooHard #DownPaymentTooSmall⠀
⠀
Anybody have any good budgeting/savings tools? (excluding self control, Dad)😒🤦🏽‍♀️
  • This quarter’s mantra: “You can get the biggest Chanel bag in the store if you want it - but please don’t.” 👀😔🤷🏽‍♀️ #DripTooHard #DownPaymentTooSmall

    Anybody have any good budgeting/savings tools? (excluding self control, Dad)😒🤦🏽‍♀️
  • 46 16 17 hours ago
  • This is true for other areas of your life.
.
Want to be healthy? Do what healthy people do.
.
Want a successful business? Do what successful people do.
.
Want to be broke? Do what broke people do.
.
🔑: Find someone who is doing what you want. Study their behaviors, habits and routines and mimic them.
  • This is true for other areas of your life.
    .
    Want to be healthy? Do what healthy people do.
    .
    Want a successful business? Do what successful people do.
    .
    Want to be broke? Do what broke people do.
    .
    🔑: Find someone who is doing what you want. Study their behaviors, habits and routines and mimic them.
  • 26 2 17 hours ago
  • Steers on VYPR at the moment!
  • Steers on VYPR at the moment!
  • 8 1 17 hours ago
  • It’s Friday. Remember to be financially-focused and friendly to your emergency fund and save money for a rainy day. #friday #rainyday
  • It’s Friday. Remember to be financially-focused and friendly to your emergency fund and save money for a rainy day. #friday #rainyday
  • 10 1 17 hours ago
  • Get £1.50 for every friend you refer to AR!
Just head to "Share & Earn" in your app. Offer ends midnight Sunday. GO GO GO! 💰
  • Get £1.50 for every friend you refer to AR!
    Just head to "Share & Earn" in your app. Offer ends midnight Sunday. GO GO GO! 💰
  • 17 1 17 hours ago
  • Happy Friday!! Chicken Parma and salad for dinner tonight. Looking forward to this weekend, I actually get to spend some time with my man 🥳🥰
  • Happy Friday!! Chicken Parma and salad for dinner tonight. Looking forward to this weekend, I actually get to spend some time with my man 🥳🥰
  • 48 2 17 hours ago